Legal / Terms

Terms of Service

and Mentorship Membership Agreement

Last updated: October 1, 2026 · Effective date: October 1, 2026

IMPORTANT. PLEASE READ CAREFULLY:

The paid Mentorship membership is not currently sold through this Site. If and when you buy it, it automatically renews every month at $995 (plus applicable tax) until you cancel. You can cancel at any time as described in Section 8. Cancellation stops future charges.
This Agreement contains a binding arbitration agreement and class action waiver (Section 21) that affect how disputes are resolved. You may opt out within 30 days.
Trading futures involves substantial risk of loss. We provide education only, not investment advice (Sections 4–6).

1. Who we are and what this covers

1.1 These Terms of Service and Mentorship Membership Agreement (“Agreement”) are a contract between you and CK TRADING INSTITUTE OF TECHNOLOGY LLC, a Delaware limited liability company, doing business as “NQ Live Trading” and “CKGA3” (“Company,” “we,” “us”). Our address is 131 Continental Drive, Suite 305, Newark, DE 19713 and our support email is ckga3@cktradinginstitute.org.

1.2 This Agreement governs:

(a) your use of nqlivetrading.com and related websites, pages, and social channels we operate (the “Site”);
(b) our free live education sessions (the “Free Sessions”);
(c) our one-time digital products (such as the playbook and related courses);
(d) our paid mentorship membership (the “Mentorship” or “Membership”), if and when you purchase it; and
(e) all related content, materials, communities, calls, tools, and services (together, the “Services”).

The Mentorship is not currently offered for purchase through the Site. Sections 3, 7, and 8 apply only once you buy a Membership. Sections 9 and 15 apply to any purchase from us, including one-time digital products.

1.3 Our Privacy Policy, Refund & Cancellation Policy, Risk Disclosure, Disclosures, and Community Guidelines (Section 10) are incorporated into this Agreement by reference. If this Agreement conflicts with any other posted policy, this Agreement controls, except that the Refund & Cancellation Policy controls on refunds where it is more favorable to you.

1.4 Acceptance. You accept this Agreement by checking the acceptance box at checkout, by creating an account, or (for the Site and Free Sessions only) by using them. If you do not agree, do not use the Services.

2. Eligibility

You must be at least 18 years old (or the age of majority where you live) and able to form a binding contract. You must not be barred from receiving the Services under applicable law. The Services are offered to residents of the United States. You are responsible for compliance with local laws where you live.

3. The Mentorship: what’s included

3.1 Description. The Mentorship is a monthly membership providing trading education focused on Nasdaq-100 E-mini and Micro E-mini (NQ/MNQ) futures and prop-firm evaluation preparation. It currently includes: Tuesday Night Training (8:30–10:30 PM ET); the War Room pre-market session (weekdays, 8:30–9:30 AM ET); and the shared 9:30–10:30 AM ET live trading room, which is the same room as the free live session.

3.2 Changes to content. We may update, add, or remove specific features, schedules, platforms, or materials to improve the Mentorship. We will not materially reduce the core Services you paid for during a paid billing period without notice. If we make a material reduction, you may cancel and receive a prorated refund for the unused part of that period.

3.3 Schedule and availability.

Times are stated in U.S. Eastern Time (ET).
Sessions are typically not held on CME/U.S. market holidays.
We do not guarantee that any session, replay, or tool will be available at any particular time. Occasional cancellations (illness, outages, holidays) do not entitle you to a refund unless they amount to a material reduction under Section 3.2.

3.4 Third-party platforms. Parts of the Services may be delivered through third-party platforms (for example Google Meet, Discord, payment processors). Your use of those platforms is subject to their terms, and we are not responsible for their availability or conduct.

3.5 Free Sessions. Free Sessions are provided as-is, may change or end at any time, and do not create any membership or entitlement.

4. Education only. No investment advice, no signals, no account management

4.1 Education only. All Services are provided for general educational and informational purposes only. Nothing in the Services is, or should be construed as:

(a) investment, financial, trading, legal, accounting, or tax advice;
(b) a recommendation or solicitation to buy or sell any futures contract, option, security, or other instrument; or
(c) an offer to manage, direct, or trade any account.

4.2 No personalized advice. We do not consider your personal financial situation, objectives, positions, or risk tolerance.

Any discussion of charts, levels, setups, risk management, prop-firm rules, or “how CK would think about it” is general education about process. It is not advice tailored to you.
In group or private sessions, we will not review or tell you what to do about your specific open positions or accounts. Do not ask us to.

4.3 No signals; do not copy trades.

We do not provide trade signals or alerts intended to be acted on.
Any trade CK takes or discusses during a session is shown for teaching purposes only.
You must not copy, mirror, or follow trades in real time. Audio and video delay, execution differences, and your own circumstances make doing so inappropriate.

4.4 Regulatory status. Company and its personnel are not registered with the Commodity Futures Trading Commission (CFTC) as commodity trading advisors and are not members of the National Futures Association (NFA). We are not a broker, futures commission merchant, introducing broker, investment adviser, or fiduciary to you.

4.5 Your decisions. You are solely responsible for evaluating any information and for every trading and financial decision you make. Consult a licensed professional before making financial decisions.

5. No guarantee of results; assumption of risk

5.1 No guarantees. We do not promise or guarantee that you will:

(a) make money or avoid losses;
(b) pass any prop-firm evaluation;
(c) obtain a funded account;
(d) receive any payout; or
(e) achieve any particular skill level, income, or result.

Your results depend on many factors outside our control, including your own effort, discipline, capital, and market conditions. Most people who trade futures lose money, and most prop-firm evaluations are failed.

5.2 Testimonials and examples.

Any testimonials, member wins, screenshots, or examples reflect individual experiences and are not typical. You should not expect similar results.
Results shown from prop-firm “funded” or evaluation accounts are generally from simulated accounts and are not real-money results.

5.3 Assumption of risk. You understand and voluntarily assume all risks of trading and of acting (or not acting) on anything you learn through the Services, including total loss of trading capital, loss of more than your initial margin, and loss of prop-firm evaluation fees.

6. Futures risk disclosure and hypothetical performance disclaimer

6.1 Futures risk.

Trading futures and options on futures involves substantial risk of loss and is not suitable for all investors.
Futures are leveraged. A relatively small market movement can result in large losses, which may exceed your initial margin or deposit.
Markets can gap or become illiquid, and stop orders may not limit losses to intended amounts.
Past performance is not indicative of future results.
Only risk capital, meaning money you can afford to lose, should be used for trading.
Our full Risk Disclosure is part of this Agreement.

6.2 CFTC Rule 4.41 hypothetical performance disclaimer.

These results are based on simulated or hypothetical performance results that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.

6.3 Prop firms and affiliate relationships.

Prop-firm evaluations and funded accounts are third-party products governed by those firms’ own terms. We do not control them and are not responsible for their rules, decisions, payouts, or refunds.
We may earn a commission if you use our code. Using our code never increases your price. Purchasing any third-party product is never required to use the Services. See our Disclosures.

7. Price, billing, and automatic renewal

7.1 Price. The Mentorship costs $995.00 USD per month, plus any applicable sales or similar taxes (“Membership Fee”), unless a different price is clearly shown to you at checkout and accepted by you.

7.2 AUTOMATIC RENEWAL. BY JOINING, YOU AGREE THAT:

(a) your Membership begins when your first payment is processed;
(b) your Membership will automatically renew every month, and we (through our payment processor) will automatically charge your payment method $995.00 plus applicable tax on the same calendar day each month as your sign-up date (or the last day of the month if that day does not exist), until you cancel;
(c) there is no fixed term or minimum commitment; and
(d) you can cancel at any time as described in Section 8. To avoid being charged for the next month, you must cancel before 11:59 PM ET on the day before your next renewal date.

7.3 Authorization. You authorize us and our payment processor to store your payment method and charge it for each renewal until you cancel.

You represent that you are authorized to use the payment method.
If a charge fails, we may retry the charge and may suspend access until payment succeeds.
We will not charge any amount other than the Membership Fee and applicable taxes without your separate express consent.

7.4 Acknowledgment and records.

After checkout, we will email you an acknowledgment that includes the automatic-renewal terms, cancellation policy, and instructions for cancelling, in a form you can save.
We keep a record of your consent for at least three years, or one year after your Membership ends, whichever is longer.

7.5 Price changes.

We may change the Membership Fee for future billing periods. We will email you clear notice of any change, with instructions on how to cancel, at least 7 days and no more than 30 days before the change takes effect. You may cancel before the new price applies.
Where required by law (for example, New York), we will either obtain your affirmative consent to the new price or, if you are charged the increased price and cancel within 14 days after that first charge, refund the prorated unused portion.

7.6 Material changes to renewal terms. We will give you clear and conspicuous notice of any material change to these automatic-renewal terms, with cancellation instructions, before the change applies to you.

7.7 Reminders. We will send any renewal and other reminders required by applicable law, including an annual reminder describing your Membership, its price and billing frequency, and how to cancel.

7.8 Promotions and trials. If we offer a discounted first period or a trial, we will clearly disclose before checkout the length of the promotional period, the regular price that will be charged afterward, and when that charge will occur. For any free trial longer than 31 days, we will send a reminder 3–21 days before the first charge.

7.9 Taxes. Prices exclude taxes unless stated. You are responsible for taxes we are required to collect.

8. Cancellation

8.1 How to cancel. You can cancel your Membership at any time, immediately, online by any of these methods:

(a) Online: log in to your account and click “Cancel Membership”; or
(b) Email: send an email to ckga3@cktradinginstitute.org from the email address on your account with the subject “Cancel”.

8.2 No obstruction.

We will not require you to call, chat, or speak with anyone to cancel online.
We may present one offer to stay (for example, a pause or discount), but a “Cancel Membership” option will always be shown next to it, and you can decline the offer and finish cancelling immediately.

8.3 Effect of cancellation.

Cancellation stops all future renewal charges.
Unless you are entitled to a refund under our Refund & Cancellation Policy, you will keep access until the end of your current paid billing period, and you will not be charged again.
We will send you a cancellation confirmation by email.

8.4 Charges after cancellation. If you are charged after you cancelled on time, we will refund that charge in full.

9. Refunds

Refunds are governed by our Refund & Cancellation Policy, which is incorporated by reference. Nothing in this Agreement limits any refund right you have under applicable law. One-time digital products (such as the playbook and courses) are covered by a 30-day no-questions refund, as described in the Digital Products section of our Refund & Cancellation Policy.

10. Community guidelines and conduct

10.1 Respect. Members must treat CK, staff, and other members with respect. The following are prohibited:

harassment, threats, hate speech, discrimination, doxxing, or sexual content;
spam, solicitation, or promoting your own or others’ paid products, signals, or affiliate links without our written permission;
giving or soliciting personalized investment advice to or from other members, running signal groups, or offering to trade or manage others’ accounts;
false or misleading statements about results, including fabricated or edited screenshots or P&L;
impersonating CK, staff, or others;
sharing other members’ personal information or recording them without consent; and
unlawful activity, including market manipulation or pump schemes.

10.2 Member content.

You keep ownership of content you post. You grant us a non-exclusive, royalty-free, worldwide license to host, display, and use it to operate the Services.
We will not publicly use your name, likeness, or results in marketing without your separate, express permission.
If you give us a testimonial, you agree it reflects your honest experience. We will disclose any compensation or other material connection as required by law.

10.3 Moderation. We may remove content and suspend or terminate members who violate these guidelines (see Section 13).

11.1 Ownership. All Services and content, including sessions, recordings, slides, frameworks, scripts, tools, text, graphics, logos, and the names “NQ Live Trading,” “CKGA3,” and “CK,” are owned by us or our licensors and are protected by copyright, trademark, and other laws.

11.2 Your license. While your Membership is active and in good standing (or, for the Site and Free Sessions, while you use them in line with this Agreement), we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Services for your own personal, non-commercial education.

One-time digital products are licensed to you for personal, non-commercial educational use. You may not share, resell, or redistribute them or their download links.

11.3 Restrictions. You may not, without our prior written consent:

(a) record, screen-capture, download, or rebroadcast any members-only session, call, or material (except replays we expressly make downloadable for your personal use);
(b) share your login, or let anyone else access the Services through your account;
(c) copy, reproduce, distribute, publish, sell, resell, sublicense, or create derivative works from the Services;
(d) use the Services to create a competing course, community, signal service, or product;
(e) reverse engineer, decompile, or extract code from any tool, or share tool access; or
(f) scrape or use automated means to access the Services.

11.4 Enforcement. Violating this Section is a material breach. We may immediately terminate your Membership without refund for the current period and pursue any available legal remedies, including injunctive relief. Account sharing may be detected and will result in termination.

11.5 Feedback. If you provide suggestions or feedback, we may use them without obligation to you.

11.6 Copyright complaints. Send notices of claimed copyright infringement to ckga3@cktradinginstitute.org or by mail to 131 Continental Drive, Suite 305, Newark, DE 19713.

12. Recording of sessions

Live sessions (free and paid) may be recorded by us, and recordings or clips may be shared with members or posted publicly (for Free Sessions). By joining a session you consent to being recorded. If you do not want to appear, keep your camera and microphone off and use a display name that does not identify you. We will not publicly post identifiable clips of members from members-only sessions without consent.

13. Suspension and termination

13.1 By you. You may cancel at any time under Section 8, and you may stop using the Site and Free Sessions at any time.

13.2 By us. We may suspend or terminate your access, with or without notice, if you:

materially breach this Agreement (including Sections 10 and 11);
engage in fraud or abuse;
initiate a chargeback in violation of Section 15 (while the dispute is pending); or
fail to pay.

We may also discontinue the Mentorship for any reason on 30 days’ notice.

13.3 Refunds on termination.

If we terminate for your breach, no refund is due for the current period, except as required by law.
If we terminate or discontinue the Mentorship for any other reason, we will refund the prorated unused portion of your current billing period.

13.4 Survival. Sections 4–6, 9, 10.2, 11, and 14–24, and any accrued payment obligations, survive termination.

14. Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY LAW:

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ACCURACY.
WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT ANY INFORMATION (INCLUDING MARKET DATA, LEVELS, OR THIRD-PARTY RULES) IS ACCURATE OR CURRENT, OR THAT ANY TOOL WILL PERFORM AS EXPECTED.

Some jurisdictions do not allow the exclusion of implied warranties, so some of these exclusions may not apply to you.

15. Payment disputes and chargebacks

15.1 Contact us first. If you believe a charge is wrong, please contact ckga3@cktradinginstitute.org first. We aim to respond within 2 business days and will promptly refund any charge that was made in error or after a timely cancellation. One-time digital products (such as the playbook and courses) are covered by a 30-day no-questions refund, as described in the Digital Products section of our Refund & Cancellation Policy.

15.2 Chargebacks.

If you dispute a charge with your bank or card issuer instead, we may suspend your access while the dispute is pending.
We will provide your bank with evidence of your purchase, including your acceptance of this Agreement and automatic-renewal terms, your usage records, and our communications.
If a dispute is resolved in our favor, the charge stands. We may decline to re-enroll you until any amounts validly owed are paid.

15.3 Your rights preserved. Nothing in this Section limits your rights under the Fair Credit Billing Act, the Electronic Fund Transfer Act, your card issuer’s rules, or other applicable law, or prevents you from disputing a charge you believe is unauthorized or incorrect.

16. Limitation of liability

16.1 TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COMPANY OR ITS OWNERS, MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS (INCLUDING CK) BE LIABLE FOR ANY:

(a) TRADING LOSSES, LOST PROFITS, LOST PROP-FIRM ACCOUNTS, EVALUATION FEES, OR DENIED PAYOUTS; OR
(b) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES,

ARISING OUT OF OR RELATING TO THE SERVICES OR THIS AGREEMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

16.2 TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THIS AGREEMENT WILL NOT EXCEED THE AMOUNTS YOU PAID US FOR THE SERVICES IN THE THREE (3) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

16.3 These limitations do not apply to liability that cannot be limited under applicable law, such as liability for fraud, gross negligence, or willful misconduct, or for death or personal injury caused by negligence. Some jurisdictions do not allow certain limitations, so some may not apply to you.

17. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless the Company and its owners, members, managers, officers, employees, contractors, and agents from and against third-party claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising out of:

(a) your breach of this Agreement;
(b) your violation of any law or third-party right;
(c) content you post; or
(d) your trading activity, including trading on behalf of or advising others.

18. Privacy and communications

18.1 Our Privacy Policy explains how we collect and use personal information.

18.2 You agree to receive transactional and account emails (for example sign-in codes, receipts, renewal and price-change notices, and cancellation confirmations), which are part of the Services.

Marketing emails are sent only if you opt in, and will include an unsubscribe link.
We will send marketing text messages only if you separately opt in. Consent to texts is never a condition of purchase. You can reply STOP at any time.

19. Third-party links and services

The Services may link to third-party sites, products, or services (including prop firms, brokers, and charting platforms). We do not control them and are not responsible for their content, terms, or practices. Some links may be affiliate links (see Section 6.3).

20. Governing law

This Agreement is governed by the laws of the State of Delaware and applicable U.S. federal law (including the Federal Arbitration Act), without regard to conflict-of-law rules. This choice does not deprive you of the protection of mandatory consumer-protection laws of the state where you live.

21. Dispute resolution: binding arbitration and class action waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.

21.1 Informal resolution first.

Before starting arbitration or a court case, you and we agree to try to resolve any dispute informally.
The party raising the dispute must send a written notice describing the claim and the relief requested: to us at ckga3@cktradinginstitute.org and 131 Continental Drive, Suite 305, Newark, DE 19713, or to you at your account email.
Both parties will negotiate in good faith for 30 days.
Any statute of limitations is paused during this period.

21.2 Agreement to arbitrate. Except as provided in Section 21.6, any dispute, claim, or controversy arising out of or relating to this Agreement or the Services (including its formation, scope, enforceability, or arbitrability) will be resolved by binding individual arbitration:

administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect (available at adr.org);
the Federal Arbitration Act governs this Section;
the arbitration will be conducted by a single arbitrator, by video or documents where possible, or in person in the county where you live;
we will pay all AAA filing, administration, and arbitrator fees for any claim of less than $25,000, unless the arbitrator finds the claim frivolous; and
the arbitrator may award any individual relief available in court.

21.3 Class action and jury waiver.

YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.
The arbitrator may not consolidate claims of more than one person or preside over any class or representative proceeding.
YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL.

21.4 Mass filings. If 25 or more similar demands are filed by or with the help of the same counsel or coordinated parties, the AAA’s Mass Arbitration Supplementary Rules will apply, and the demands may be administered in batches.

21.5 Public injunctive relief. Nothing in this Section waives any right to seek public injunctive relief where such a waiver is unenforceable under applicable law (for example, under California law). Any claim for public injunctive relief will be severed and heard in court after the individual arbitration is complete, and stayed until then.

21.6 Exceptions. Either party may:

(a) bring an individual claim in small claims court if it qualifies; or
(b) seek injunctive or other equitable relief in court to protect intellectual property (including Section 11 violations).

21.7 30-day right to opt out.

You may opt out of this arbitration agreement by sending an email to ckga3@cktradinginstitute.org with the subject “Arbitration Opt-Out” within 30 days after you first accept this Agreement. Include your name, account email, and a clear statement that you opt out.
Opting out will not affect any other part of this Agreement or your Membership.
If you opt out, Section 22 applies.

21.8 Changes. If we change this Section after you accept it, the change will not apply to any dispute you notified us of before the change. You may reject a material change by emailing us within 30 days of it, in which case the prior version applies to you.

21.9 Severability.

If the class action waiver in Section 21.3 is found unenforceable as to any claim, that claim (and only that claim) will be severed and heard in court, not in arbitration.
If any other part of this Section is found unenforceable, the rest remains in effect.

22. Venue for court proceedings

For any dispute not subject to arbitration, you and we consent to the exclusive jurisdiction of the state and federal courts located in New Castle County, Delaware, except that you may bring a claim in the courts of the county where you live where required by law.

23. Changes to this Agreement

We may update this Agreement from time to time. We will post the updated version with a new “Last updated” date.
For material changes affecting active Members, we will provide at least 15 days’ notice by email before they take effect.
Changes to price or automatic-renewal terms are handled under Sections 7.5–7.6.
If you do not agree to a change, you may cancel before it takes effect. Continued use after the effective date means you accept the change.

24. General

Entire agreement: this Agreement, together with the policies incorporated by reference, is the entire agreement between you and us about the Services.
Severability: if any provision is unenforceable, the rest remains in effect.
No waiver: our failure to enforce a provision is not a waiver.
Assignment: you may not assign this Agreement. We may assign it in connection with a merger, acquisition, or sale of assets, on notice to you.
Force majeure: we are not liable for delays or failures caused by events beyond our reasonable control (including exchange closures, internet or platform outages, or illness).
Electronic communications: you consent to receiving notices electronically, and electronic notices satisfy any writing requirement.
Headings: headings are for convenience only.

25. California and other state notices

California residents: you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.
Nothing in this Agreement limits rights you have under the automatic-renewal or consumer-protection laws of your state.

26. Contact

CK TRADING INSTITUTE OF TECHNOLOGY LLC (“NQ Live Trading”) · 131 Continental Drive, Suite 305, Newark, DE 19713 · ckga3@cktradinginstitute.org